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As it gets closer to the holidays, we look for more ways to save and an easy way this season would be to obtain a Target Redcard. Folks have asked about this on the past two Spreecast chats, so I thought we should cover all your questions in a post.
You might have seen it advertised at the register or asked about signing up for one in-store, but you might not have realized all the benefits and how it could save you money this holiday season. Before you think this is a credit card…. it’s not. While there is a credit card option, I would encourage you to go with the debit card. This links straight to your bank, and gives you all the perks without having to pay interest rates!
Benefits of a Red Card:
- Get 5% off everything (even after a price match)
- FREE Shipping on Target.com,
- 30 extra days for returns
- 1% of purchases to go to the school you designate
To put this into numbers for you: If you went to Target just once a month and spent $50, you would save $30 each year using the Red Card. Now add in all that would you would save with free shipping on any order… seriously there is no reason to not get the card.
The card is available in credit and debit versions, both offer the same benefits so you can decide what’s best for you. Personally, I like the debit card because you don’t have to remember to pay your bill every month, plus there is no annual fee!
See more Target deals.