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See I told you, this would help!

Coupon Abbreviations
  • SC = Store Coupon
  • MC = Manufacturer Coupon
  • SS = Smart Source
  • RP = Red Plum
  • PG = Proctor and Gamble
Coupon Terms
  • WYB = When You Buy
  • B1G1 = Buy One Get One Free
  • .75/1 = 75 cents off one item
  • .75/3 = 75 cents off three items
  • EXP = Expiration Date

Going Nuts? I can help you understand coupon terms and abbreviations

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challenge

We’ve come to the final two days of September, and I have to say that I feel awesome about this month!  We really felt like our changes weren’t that big in the grand scheme of things (though I do know going back to using two cars will be nice).

This week we did well, but we also knew we had some wiggle room with being ahead already. After not shopping for two weeks I needed every penny of our grocery budget to get what we needed.  My husband and I also went out for a date night and ate dinner out, but we used a Restaurant.com voucher so our dinner only cost $18 including the voucher and tip.  Pretty sweet!

Weekly Savings:

$37 – not eating out (normally spend $55 a week for the whole family)
$50 – no miscellaneous cash purchases (snacks, fast food, etc.)
$80 – gas savings from one car living

Total Savings: $167

To recap, the goal this month was to try to squeeze down your budget to save an extra $1000 (or 10% of your income) over and above what you are already saving.  We did this through reducing some spending, but also through finding ways to make some extra money.  I also managed to save $200 by re-pricing our insurances, something everyone should do at least once a year.

Our extra savings total for the month: $1072

This is a sweet blessing going into the winter months.  We already have an emergency fund, but to know that we have extra padding just helps you to feel a little more relaxed.  It was also great to see that we can tighten down the hatches and find money if needed.

Sadly my children didn’t agree with the ease of this and have been begging for a sale on juice and snacks… and to eat out.  Obviously we need to do a better job of showing them that many things in their lives are luxuries.  Maybe we should spend our extra savings to take them on a mission trip to third world areas…

I do have more goals to continue putting extra money aside each month.  We still have a few things to sell on craigslist, and also am working on switching our cell phone carrier to a much cheaper plan.

How has this month gone for you?  Were you able to put some money aside?  Share your joys (or frustrations) below in the comments or link to your savings.

    • http://jenbendewish.wordpress.com/ Jennifer Bendewish

      Up until September, I had done a decent job of stockpiling a few health & wellness products (toilet paper) and a few staples (canned tomatoes& green beans), and my favorite coconut milk. I spent time reading up on stockpiling in August and set out in September to work on stockpiling skills amidst celebrating 4 family birthdays- 2 cousins, my youngest child, and my husband.

      Thanks to stockpiling, I spent the same amount that I normally do on groceries, but we ended the month with 10 boxes of our favorite cereal (paid less than $1 per box), got 40 Yakisoba Japanese noodles for free (to share with my bro-in-law, single dad of three girls), 20 bags of rice for free, and 8 boxes of Keurig coffee for less than $3 each.

      I did not do so well on my own kiddos birthday, definitely went over budget. It was a Sophia the 1st party and she wants to wear her costume for Halloween (so we count that as a savings). My husband also took it upon himself to use a coupon for his birthday present, so total score.

      I did not blog about the weekly challenge and keep a tally of my savings, which totally bums me out. Going into this challenge I didn’t think I would have anything to share and am totally blown away by what we, as a family, accomplished.

      • crystalgoodwin3

        Job well done.
        It feels awesome to have more food in the house then ever before and to have not spent any extra to get it. I find that some months I spend more on groceries then others depending on the sales but then I have months when I only buy the much needed bread and milk.

    • Becky A

      This month we saw amazing savings for us for two reasons. One, my husband got really sick (huge bummer). While this was not fun at all, we spent less on food at the store (used stockpile mostly those weeks as we weren’t going anywhere), much less on gas, and definitely not eating out or grabbing snacks while we were out. Luckily, we had a stock of meds (and discovered just how many bottles of ibuprofen and acetaminophen we had in various locations that were expired). Two, we actually set a budget! This has been an ongoing struggle for us. Truthfully, it’s been out of procrastination and busyness. It opened my eyes to just how much extra we spend. We hope to save more and pay off debt faster! (Fingers crossed his health bills are low and don’t wipe out the savings, but if so, we at least had the extra ready and didn’t lose our emergency fund!)

      Thanks for setting this challenge, Jenny. It was a great motivator for me.