This post may contain affiliate links. Read our disclosure here.
LifeLock recently released a new product, LifeLock Ultimate. I was already considering getting their service recently with a few close friends just having large issues from identity theft, so I spent some time this past week trying to see what’s new and what’s different over the basic service.
According to reviews from web safety folks there is a lot of praise for the new system as being the most proactive approach yet.
The basic system they have had for years would catch something after it happened and help you fix it (still a great help). But the new Ultimate system now monitors your credit score and accounts 24/7 watching for any attempts to open new accounts and also watches for quickie payday loan fraud (supposedly biggest form of identity theft right now). They also watch pubic record databases for address changes, new drivers licenses or other things people might try to do with your identity.
There are a number of other features, like the ability to cancel all your cards with one phone call if you ever lose your wallet and a constant look at your credit score.
I don’t know if I’m completely sold, as it is a little pricey, but… I was pleased to learn that right now they are offering a free 30 day trial. If you decide to keep it, you’ll also get 10% off.
It took me about 5 minutes to started. So far we there are a few things we’ve liked:
- We got an email within the first day that we had been removed from the pre-approved credit card mailings. Yay for less junk mail!
- My husband learned that two people have his exact name and birthday that are not very good people. This is a big help, we knew there must be someone with similar information because he has been held by airport security a number of times asking very random questions.
- We got to see instantly our credit reports and scores. We’ve also gotten one alert by email when they went up a few points.
Do you have any experience with LifeLock or identity theft? I’d love to hear your thoughts and tips.