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Coupon Abbreviations
  • SC = Store Coupon
  • MC = Manufacturer Coupon
  • SS = Smart Source
  • RMN = Retail Me Not
  • PG = Proctor and Gamble
Coupon Terms
  • WYB = When You Buy
  • B1G1 = Buy One Get One Free
  • .75/1 = 75 cents off one item
  • .75/3 = 75 cents off three items
  • EXP = Expiration Date

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Save More in 2021 With Acorns

on 12.22.2020 at 2:50pm

This post may contain affiliate links. Read our disclosure here.

This year I decided to try out Acorns, and want to encourage you to join me in using it in 2021!

Acorns is a savings & investment program that helps you make small easy savings deposits that add up quickly.  They also invest all your savings in the markets so you can earn WAY more than the local bank!!

I started using Acorns about 6 months ago, and so far I’ve deposited $325.73 in savings plus made $39.06 through it being invested in the stock market.  That might have earned a few pennies in the local bank!!

Acorns does have a cost.  Depending on the plan you pick it’s $3-$5 a month.  Most of us only need the $3 plan and you will easily make that back in your stock market gains!  You also pay no fees to invest, your $3 covers all trading fees.

Get started now and get a $5 bonus in your account when you go through this link.

How to Use Acorns to Save More:

  1.  Set up weekly deposits that you feel are small enough they won’t break the budget.  I have mine set to $10 a week.
  2. Link your checking account and any credit cards you want for round ups.  When you make a purchase they round up the change and put that in your account.  For example you buy something for $10.57, they put 43¢ into your account.
  3. Earn when you shop online with their “Found Money”.  This is just like cash back but instead of going into your checking account you are getting it straight in your investments!
  4. Share with friends and earn money back!

Your savings can be just savings, or you can make the account a retirement account.  It only takes an extra minute and you’ve got an IRA that can also be a tax deduction!

My 2021 Plan:

We’ve used online money market accounts for years to set aside money each month for large payments we need to make (insurance payments, property taxes etc.).  Starting this year we are going to make those monthly payments into our Acorns account.  The online money markets are earning 1% compared to Acorns which is earning 10%+.

I’ve become so used to the $10 deposit each week that I don’t even notice it, so I’m  increasing this to $20 a week.  That will be a bit more noticeable but also means I’m getting $1040 put into savings and not spending it!!

What are your savings goals for next year?

Jump in and see how much you can get put aside without even thinking about it!