Odds are that life is going to get a bit tight (if it hasn’t already) for many of us. Now is the perfect time to turn over a new leaf and get your finances under control. The first step to do that… Making a Budget! It can be overwhelming to even know where to start, but […]
I really believe the Southern Savers community is one of the best online, and so I always love to pose questions I get to all of you and see what you think. One reader wrote in and asked what sources of financial advice I would recommend other than Dave Ramsey. I do have ideas, but […]
While I don’t want to scream that the sky is falling, I think that every household needs to stop and take a hard look at their finances this weekend. Do you have money in savings to handle a missed paycheck or two? Make a plan to live on a tighter budget at least for a few […]
Are you anxiously checking your bank account or mailbox waiting on the tax refund to show up? The IRS states the average tax refund last year was around $1,949 and so far this year refunds are averaging $1,952. I’d be waiting anxiously too if that was what I overpaid. Sadly most folks are eager for the money to […]
Over the years I’ve posted tons of tips about planning for summer vacation, so this year instead of reinventing the wheel I’m going to summarize my best tips as well as share reader tips that were shared on a recent Facebook post. Some old posts you might want to check out are: 4 Frugal Planning […]
We’re all looking for ways to cut our budget, but there comes a point when you start to wonder just how much you can cut! One way to reduce your monthly costs and save money over the course of the year is to find a way to save money on utilities. This doesn’t mean turning […]
It’s the beginning of a new year, which is when many people make goals regarding their finances (for more, see how to set yearly goals). Maybe you’ve already got a solid budget and have plans to set aside money for vacation and Christmas. You’re ready for the next step in growing your finances. Why not […]
It’s a new year, which means you might be looking to tweak your budget and find some extra ways to save money. There may be big ways you can adjust your budget, but if you can find several small ways, sometimes that can be just as meaningful. There are at least 8 bills you can […]
Imagine never needing to run out and buy a last minute gift again—that’s the joy of having a gift closet. It also relieves any anxiety about whether or not you can afford to give a gift for an occasion, because you get the added bonus of knowing you got amazing deals on all the presents […]
