90% off Christmas Clearance is in full swing everywhere this week! So far I know that Walgreens, CVS, Dollar General, Michaels, and Joanns are all at 90% off.
Grab wrapping paper for 39¢ a roll at CVS, wall decor items for $1.49 (reg. $14) at Joanns, or gift bags for 29¢ at Walgreens.
Depending on your store you may find a ton or everything gone, so head in for a bit of a treasure hunt to see what you can find!
If you’ve seen any other stores with deals left let us know in the comments!
Head to Amazon, and get some fun deals on the all-new Amazon Fire 8 and 8 Plus tablets.
Get the Fire 8 for $59.99 (reg. $89.99) or the Fire 8+ for $79.99 (reg. $109.99).
The Fire 8 tablet features an 8 in. HD display, 2GB of RAM, all-day battery life, and has a USB-C for easier charging. It comes with Alexa, the all-new Game Mode, and has the option of downloading apps like Netflix and more.
Other Fire Tablet Deals:
Amazon Fire 7 Tablet – $39.99 (reg. $49.99)
Amazon Fire 10 Tablet – $94.99 (reg. $149.99)
Offer valid for a limited time. Shipping is free with Prime.
See more online shopping.
Need more printer paper?
Head to Office Depot this week and get 5 Reams Boise X-9 Multi-purpose copy paper on sale. Plus get $5 back in Office Depot Rewards!
After the sale and rewards it’s like you are paying $2.59 per ream of paper.
Tip: You can get up to 3 cases and get $15 back in rewards.
Here’s the Deal:
Buy:
Boise X-9 Copy Paper, 5 Reams – $22.99 (reg. $36.99)
Get Back: $5 in Rewards
Makes it $17.99
Select in-store pickup to save on shipping or get free shipping with any $60+ order.
2020 wasn’t the best year for many things but it was a great year for mortgage interest rates. You mortgage interest rate probably isn’t something you think about daily but it matters, a lot.
If you have a 4% interest rate on a $200,000 mortgage, you will pay $143,739 in interest. With a rate of 2.75%, you’ll pay $93,934. That’s a savings of $49,805! That’s not considering paying any extra, just the regular payments you make.
The good news is that no matter when you bought, you can get some of the lowest rates we’ve ever seen right now! For most buyers that is around 2.2-2.95% depending on your loan.
Put those savings into a retirement account every month and you can retire with an extra $195,630.63 (but that’s a post for another day).
Refinancing can sound overwhelming and confusing but it’s really pretty simple. You basically go through the same process you went through initially when you first purchased your home. I’m going to walk you through it step by step.
Step 1 – Should You Refinance?
Refinancing doesn’t make sense for every person. Refinancing will cost you several thousand dollars (which can be added onto your total loan amount and not paid upfront), so based on how much you owe, your current interest rate, and how much time is left in your mortgage it may not be worth it. This is the calculator I recommend using to see what makes sense for you.
Things to consider:
- How long do you plan to stay in your home? For me, it will take almost 2 years for the savings to be more than the cost of refinancing. I plan to live here for at least that long so it’s no issue for me.
- Will you qualify to refinance? This will take into account how much the home is worth, your income, and your credit score. Being able to make monthly payments on your current mortgage does not guarantee you’ll qualify for it again.
Side note: I personally do not recommend cashing out equity when you refinance to pay off other consumer debt. Credit Cards are unsecured debt, meaning if you don’t pay them you get sent to collections and have to deal with calls and letters but that’s the extent of it. They will keep hounding you but not take anything from you. A home loan is secured debt, if you fail to pay you lose your house. So while you are moving the debt to a lower interest rate, you are really making it more costly for you if something happens and you can’t pay.
Step 2 – Pick Your Mortgage Length
To see the most dramatic decrease in monthly payment, you’ll want to stick with a 30 year mortgage. This also results in paying the most interest. For another option, you can ask your loan officer to match your current mortgage length. So, if you have 25 years left on your mortgage, ask to refinance with a 25 year mortgage.
Today only, head over to Fossil.com and get up to 70% off select Wallets, Watches, Bags and Jewelry! This is a flash sale that ends tonight.
Plus, all orders ship for FREE!
Here are some of the deals you can get:
Star Two-Tone Stainless Steel Bracelet – $11.40 (reg. $38)
Stainless Steel Pendant Necklace – $13.20 (reg. $44)
Round Sunglasses – $13.50 (reg. $45)
Allen RFID Trifold Wallet – $16.20 (reg. $54)
Save money shopping and save time on meal planning with these meal ideas!
Here are some meal ideas that are based on the sales that are starting Wednesday, 1/20 (or Thursday, 1/21) at Publix. Look through the Publix weekly ad to see all the deals.
Meal Plan Ideas:
Grilled Chicken & Hummus Pitas
- Publix – GreenWise Boneless Skinless Chicken Breast, B1G1 at $7.99 ($3.99) lb
- Publix – Joseph’s Pita Bread, 8 oz, B1G1 at $2.99 ($1.49)
- Publix – Lantana Hummus, 10 oz, B1G1 at $4.59 ($2.29)
- Publix – Chobani Greek Yogurt or Oat Milk Yogurt, 24-32 oz, B1G1 at $5.99 ($2.99)
-$1.25 off Chobani Complete Multi-Serve, 24 oz, Ibotta mobile app
(makes it $1.74)
Bacon-Wrapped Meatballs
Roasted Brussels Sprouts
- Publix – Cooked Perfect Meatballs 18-32 oz or Fire Grilled Chunks, 12 oz, B1G1 at $9.68 ($4.83)
- Publix – Sticky Fingers Smokehouse Barbecue Sauce, 18 oz, B1G1 at $3.29 ($1.64)
- Publix – Jimmy Dean Bacon, 16 oz, $5
- Publix – Brussels Sprouts, $2.50
Slow Cooker Pork Tenderloin
Yukon Gold Mashed Potatoes
Side Salad
- Publix – Smithfield Pork Tenderloin, 18.4 oz, B1G1 at $9.99 ($4.99)
- Publix – College Inn Broth or Stock, 32 oz, $2
-$1/3 College Inn Broth or Stock cartons, 32 oz printable
(makes it $1.67) - Publix – Publix Gold Potatoes, 5 lb, $3.49
- Publix – Publix Sweet Cream Butter, 16 oz, $3.33
- Publix – Publix Premium Salad Kit, 7-8.75 oz, $3
Take a look at the CVS store coupons they are giving out this week. It always helps me to know what is coming at the Coupon Center.
Always stop at the CVS coupon center first before shopping! To get even more coupons from CVS, make sure you are signed up for their emails and for the CVS Beauty Club. Also, download the CVS app for “app only” coupons.
Here are some coupons people are reporting this week (you won’t get everything listed, but you’ll get some of them.)
New This Week:
$3 off Advil Dual Action, Powerful Pain Relief 36-ct+
$5 off Almay Cosmetics purchase of $20
$5 off Baby Care products purchase of $30
$1 off Beverages in the cooler purchase of $5, incl water, energy drinks, tea, juices, soda
$3 off Bulldog Men’s Body Wash
$5 off CeraVe Facial Care, excl trial
B5G2 Checkout Candy or Gum Singles
$1 off Cheerios or Oat Crunch, Cascadian, Fiber 1, Wheaties, Nature Valley Granola, or Chex Cereal
$4 off Colgate Toothpaste, Mouthwash, or Toothbrushes purchase of $16
$7 off Cosmetics purchase of $35
$4 off Crest or Scope or Oral-B Toothpaste, Toothbrush, Rinse or Floss purchase of $20
$3 off CVS Eye or ear care purchase of $8
$4 off CVS Health First Aid products and treatments purchase of $14
$5 off CVS Health Fluticasone or Triamcinolone purchase of $18
$2 off CVS Health Oral Care purchase of $10
$3 off CVS Health pain relieving creams, muscle rubs, ointments or patches purchase of $5
$2 off CVS Health Probiotic, Heartburn or Stomach Remedy
$4 off CVS Health Teeth Whitening Kit or Treatment purchase of $20
$3 off CVS Health Vitamins & Supplements purchase of $7
$3/2 Dove Shampoo, Conditioner, or Styling (excludes trial sizes)
$2 off Eucerin or Aquaphor Baby Cream, Lotion, Wash or Shampoo
$2 off Eucerin or Aquaphor Hand & Body Lotion or Spray purchase of $6
$3 off Eye or Ear Care Purchase purchase of $18
$2 off Frozen Meal or Pizza purchase of $8
$6 off Garnier Facial Care purchase of $25
$2 off Garnier Micellar Cleansing Water
$1.50 off Gold Emblem & Abound Nuts, Trail Mix or Salty Snacks, $3.99+
$1 off Gold Emblem and Abound Applesauce Pouches, Single Breakfast Bars, or Macaroni and Cheese purchase of $3
20% off GSQ by Glamsquad Beauty Tools and Accessories
$3/2 Hallmark Cards
$3 off Hand & Body & Body Lotion purchase of $10
$3.50 off Hand & Body Lotion purchase of $15
$3 off Hershey’s or Reese’s, OR Kit Kat Big Bags, 16-40 oz, purchase of $15
$5 off L’Oreal Moisturizers
$2 off Listerine mouthwash, chewable tablets, floss, or pocketpaks purchase of $8
$1 off Listerine Ready! Tabs Chewable Tablets
$1 off Live Better by CVS Health Oral Care, incl Toothpaste and Toothbrushes
$2 off Mouthwash purchase of $12
$5 off Nexxus Hair Care products, excl sachets & trial
$8 off Nexxus Hair Care purchase of $30
$3 off Pampers Diapers purchase of $15
$5 off Pantene Hair Care purchase of $25
$1 off Pop-Arazzi Facial Wipes and Masks
$5 off Revlon Beauty Tools purchase of $10, for brows, eyes, hands & feet
$5 off Revlon Cosmetics purchase of $20, excl Beauty Tools
$3 off Schick razor cartridges, or any other razors purchase of $12
$1/2 Speedstick or Lady Speedstick Products
$1.50 off St. Ives Facial Care, excl trial & masks
$1.50 off Style Essentials Hosiery
$3/3 Tampons or pads or liners
$3 off Tampons or Pads or Liners purchase of $15
$4 off Tide or Gain, Bounce or Downy purchase of $30
$2 off Total Home insecticides or personal repellant purchase of $8
$2 off Vaseline Lotion purchase of $8
Last Week That Could Still Be Good
If you print or load Tuesday or later these will expire into the next week
$2 off Always product purchase of $10
$2 off Baby Care Wash and Toiletries
$1.50 off Beauty 360 Acetone, Nail Polish Remover, or Cotton Rounds or Squares or Swabs purchase of $5
$2 off Beauty 360 Beauty tools, accessories or nail polish remover purchase of $10
$1 off Beauty 360 Body Wash or Bar Soap purchase of $5
$1 off Beauty 360 Cotton or Makeup Removers
$2 off Beauty 360 or GSQ Grooming and Manicure or Pedicure Tools purchase of $6
$1/2 Big Chill or Gold Emblem Ice Canyon Unflavored Bottled Water, 500 mL to 1.5 Liters
$1 off Big Chill or Gold Emblem Ice Canyon, or Just the Basics purchase,6, 12 or 24 Pack Unflavored Water
$3 off Candy purchase of $12
Through Saturday, grab this Target Circle deal to get an extra 30% off women’s dresses. I found a cute dress for as low as $5.93 after the discount.
Just save the Target Circle coupon into your account before you checkout. Get new dresses for spring that you can layer and wear now!
Deal Ideas:
Women’s Tank Dress – $12.75 (reg. $15)
– Extra 30% off women’s dresses
Makes it $8.92
Women’s Short Sleeve Waffle Knit Babydoll Dress – $17 (reg. $20)
– Extra 30% off women’s dresses
Makes it $11.90
Women’s Short Sleeve T-Shirt Dress – $15
– Extra 30% off women’s dresses
Makes it $10.50
This deal is good through Saturday, 1/23. Shipping is free on orders $35+ or you may be able to choose FREE store pickup!
See more online shopping deals.
Here are the deals from the new Publix weekly ad that starts on 1/20 (or 1/21 depending on your area). Get contact solution for 24¢, Beggin Strips for $1.07, and more.
Buy One Get Ones
-
GreenWise Organic Fuji Apples, 2 lb, at $5.15 ($2.57)
(makes it $1.28 per lb) - GreenWise Boneless Skinless Chicken Breast, at $7.99 ($3.99) lb
- GreenWise Chicken Drumsticks or Bone In Thighs, at $3.29 ($1.64) lb
- Smithfield Pork Tenderloin, 18.4 oz, at $9.99 ($4.99)
- Smithfield Steakhouse Mushroom Pork Fillet, 27.2 oz, at $9.99 ($4.99)
- Kiolbassa Smoked Sausage, 13 oz, at $6.15 ($3.07)
(regional deal) - Sargento Balanced Breaks Snacks or Sweet Balanced Breaks, 4.5 oz, at $3.99 ($1.99)
-.75/1 Sargento Balanced Breaks snacks, SS 01/10
-$1 off Sargento Balanced Breaks snack printable
(use (2) $1 off, makes it 99¢ ea.) - Buitoni Filled Pasta, 9 oz, at $4.29 ($2.14)
- Suja Juice Drink or Juice Smoothie or Sparkling Juice, 12 oz, at $4.09 ($2.04)
- Tombstone Pizza, 19.3-21.6 oz, at $5.35 ($2.67)
- Totinos Pizza Rolls 50 ct 24.8 oz bag or Totino’s Takis Snack Bites, 13.9 oz, (price not listed)
- Farm Rich Snacks, 16-24 oz, at $6.99 ($3.49)
-$1 off Farm Rich Product, 16 oz or larger printable
(makes it $2.49) - Breyers Ice Cream or Frozen Dairy Dessert 1.5 qt or Ice Cream Cups 30 oz or Carb Smart Ice Cream Bars, 18 oz, at $5.45 ($2.72)
-$1.50/2 Breyer’s item, Publix (EXP 1/22) eCoupon
(makes it $1.97 ea.) Read More→
