
It may seem odd to be talking about this around Christmas, but now is actually the best time to start thinking about next year. You may not have much time to really think through your goals, but jot things down as you think of them, and then see if you can spend some time between Christmas and New Year’s mapping out your goals.

Many of us make resolutions on January 1st, but we go into it a little blindly. I’m going to share my best tips for how to set yearly goals. Goals are different from resolutions because they have destinations, an ending point—unlike resolutions, which are just kind of happy suggestions for what might happen in the coming year.
How to Set Yearly Goals (and Follow Through with Them)
Set only a few yearly goals
The first mistake a lot of us make is overwhelming ourselves with too many goals.When you’re choosing your goals, you’re most likely going to choose from one of these categories:
· Family
· Career-related
· Financial
· Educational
· Attitude/Spiritual
· Physical
Try writing down a few goals, then thin them out to the ones that are most realistic and practical for this particular year. Consider the things you know will be happening in the new year: Are you having a baby? Traveling a lot? Moving to a new town? These factors should influence the goals you set.

Set SMART goals
Remember that good goals have a deadline. If you don’t have a deadline to work toward—like the end of the year—then you’ll start procrastinating and be no closer to finishing your goal by the end of the year.
One way to set goals is by making them SMART goals. Keep these suggestions in mind when you’re setting your yearly goals:
Specific: Rather than “Read more books,” your goal might be, “Read 50 books by December 31.”
Measurable: Set a goal for which you can measure your progress throughout the year. Goals with numbers attached are easy to measure.
Achievable: Is it actually achievable? Setting a goal of reading 250 books really might not be possible for all but a few people.
Realistic & Relevant: Goals must be challenging yet attainable given your time frame and resources. For example, if you only read 4 books last year because you a work full-time and have young kids at home, then reading 50 books may not be realistic.
Time-bound: Without a time-frame, the goal is just a sloppy suggestion. A year is a good frame of time for many goals.

Set seasonal or quarterly goals
If yearly goals are too big of a frame of time, then you could instead set seasonal or quarterly goals by breaking down those yearly goals. Maybe you know that at the beginning of the year, you won’t have much time to read. If your goal is to read 50 books over the course of the year, then maybe you’re only going to try to read 8 books between January and March, but you’ll make up for that in the summer when you have more time.
Because I have kids who are school-age, our year is divided into two semesters and a summer, and those time periods often look different from each other. The fall semester is busy with new routines and all the holidays, while the spring semester is more laidback. Then the summer is its own thing! I take all this into account when setting goals.
Set monthly goals
Once you have your yearly goals set, think about smaller, practical goals to help you reach your big goal. If your goal is to read 50 books, break it down into how many books you need to read each month (about 4 or 5).

Monthly goals help you keep on track. It’s easy to think that you have a ton of time when it’s January 20th and you have 48 books left to read. Soon, you’ll start pushing off your books further and further until the end of the year, and suddenly it’s November and you’re 20. Set monthly goals to know that you’re staying on track to meet your goal at the end of the year.
Set daily goals
Just like reaching your yearly goals doesn’t magically happen, neither do monthly goals. You need a game plan. Plan out what your strategy looks like each day. Even if you’re laying in bed the night before and planning out how you’ll meet your daily goal the next day, that’s a strategy you can work with. Keep up with your daily goals to keep you motivated and don’t forget to celebrate the little victories.
I find it helpful to look back on the last year and think about what might need to change in order to reach my goal. If my goal is to read 50 books, maybe asking for a Kindle for Christmas will help that goal. Or maybe I just need to start going to bed earlier so I can get up earlier and have time to read before everyone in the house is awake. Reaching your goals won’t just happen—it takes strategizing and intentionality.

Give yourself grace
Remember that you’re hopefully making these goals to improve your life in a positive way. If you’re having trouble working toward a goal, then take some time to re-evaluate why you’re trying to reach that goal. Maybe in June you need to re-examine and change your goal. There is no shame in that, because your goals should serve you! Give yourself grace and remember that big changes take many small steps, day after day.
For more on goals, check out Six Ways to Reach Your Goals!

Saving money can’t get any easier than using Circle coupons in Target’s mobile app! These offers come off instantly at the register and most are good on up to 4 items.
And now most Circle offers now apply automatically when you check out – no need to search the app to select potential offers (except for Manufacturer coupons or alcohol rebates.)
Check out all of the new Circle Offers we have found so far this week, it’s a pretty long list with some sweet high value offers.
Note: look at the individual deals in the Circle app to get more details on which items are included in the offers.
If you’ve never used Target Circle and want to know more watch a short on all the ways to save with Circle.
Circle Special and GiftCard Deals:
free Target $10 GiftCard WYB (1) Dreo 1500W Solaris Plus space heater Target Circle eCoupon
free Target $10 GiftCard WYB (1) Hoover PowerDash carpet cleaner Target Circle eCoupon
free Target $10 GiftCard WYB (3) home care items, select Target Circle eCoupon
free Target $30 GiftCard WYB (1) Dreo 1500W Solaris 818 indoor space heater, select Target Circle eCoupon
free Target $5 GiftCard WYB (1) Callaway golf balls Target Circle eCoupon
free Target $5 GiftCard WYB (2) Pedigree dry/wet dog food multipacks, select Target Circle eCoupon
free Target $5 GiftCard WYB (2) pet treats, select Target Circle eCoupon
Apparel:
B1G1 50% off bras & bralettes, select Target Circle eCoupon
Beverages:
25% off Bizzy cold brew coffee, 48 fl oz, select Target Circle eCoupon
20% off City Girl Coffee, 12 oz, select Target Circle eCoupon
35% off Clearly Canadian sparkling water, 11 fl oz bottles, select Target Circle eCoupon
25% off Clevr Superlatte, 6.8 oz, select Target Circle eCoupon
20% off Copper Cow coffee, select Target Circle eCoupon
20% off Dunkin Donuts bottles, 13.7 fl oz Target Circle eCoupon
25% off Four Sigmatic coffee, select Target Circle eCoupon
20% off Guayaki yerba mate, 11.5 & 15.5 fl oz Target Circle eCoupon
20% off smartwater & vitaminwater items, select Target Circle eCoupon
25% off Smartwater bottles, 6-pk 16.9 fl oz Target Circle eCoupon
Hurry over to Walgreens to grab last-minute holiday deals on lots of giftable items! Just order online and choose in-store pickup.
Note that the selection of items and their discounts will vary by store location.
Even better, you may be able to score an extra discount with the following coupon codes.
WAG10 – Extra 10% off your pickup order (3 uses per account)
GET10 – Extra 10% off purchase (3 uses per account)
PICKUP15 – Extra 15% off $25+ pickup orders
PICKUP20 – Extra 20% off $45+ pickup orders
WELCOME25 – Extra 25% off $20+ purchase (for new customers only)
Here are some of the things I was able to find at my local store:

Squishmallows Slippers, select styles and sizes – $7.83 (reg. $12.99)
with code WAG10

Ferrero Rocher Fine Assorted Confections Hazelnut Milk Chocolates, 9.1 oz – $10.85 (reg. $17.99)
with code WAG10

Royal Dansk Danish Butter Cookie Tin, 12.0 oz – $4.21 (reg. $7)
with code WAG10

Squishmallows Ethel – Candy Cane Hot Chocolate 16 Inch – $15.07 (reg. $25)
with code WAG10

Nice! Popcorn Expressions Classic Tin, 21.0 oz – $7.23 (reg. $12)
with code WAG10

Modern Expressions Monogram Tumbler – $5.42 (reg. $10)
with code WAG10
These offers are good for a limited time only while supplies last. Choose FREE in-store pickup! Read More→

The perfect last minute gift is also a gift they’ll love!! Gift cards really do make a great gift and when you can get a deal on them they are even better!! Here are 50+ gift card deals this week to take advantage of. Shop in-store or online for many of these.
Tip: I love to grab gift cards for places you regularly shop to just save money, these don’t have to be for gifts.
Gift Card Deals
Publix in-store Deal:
Buy $50 Choice or One 4 All Gift Cards at Publix and get $10 off groceries
with coupon in Extra Savings Flyer (print here or grab in your store)
(ends 12/27)
Kroger in-store Deals (end 12/24):
$10 off $100 Fun & Fabulous (includes Sephora) gift cards with Kroger digital coupon
$5 off $50 On the Run (includes Panera Bread) gift cards with Kroger digital coupon
$5 off $50 Let’s Eat (includes Cheesecake Factory) gift cards with Kroger digital coupon
Kroger Online Deals all end 12/25:
these deals are good for all shoppers even if you don’t have a Kroger!
$10 off $50 AMC Theatres gift card
$10 off $50 Bath & Body Works gift card
Shop for furniture and home decor at the Wayfair End of Year Clearance. Score up to 60% off tons of items, plus most items ship FREE!
Save on furniture, rugs, and so much more. Check out some of the offers you can find below and then head over to see for yourself!
Deal Ideas

Benfield Beige Machine Washable Area Rug 7’10” x 10′ – $129.99 (reg. $405)

Abingdon Upholstered Swivel Reclining Glider – $254.99 (reg. $891)

iRobot Roomba i1 (1152) Wi-fi Connected Robot Vacuum $139.99 (reg. $330)
Ready for a great deal on a warm, fuzzy treat for your feet? For a limited time, Walmart has these Muk Luks booties for $9.99! These regularly sell for $40, so that’s 75% off!
These cute, ankle height booties come with a faux fur lining and a modest platform sole. Find them in a variety of colors and sizes!
Shipping is free on orders $35+, or with Walmart+.
Sale is for a limited time, so check it out soon!
Here’s the Deal:

Muk Luks Women’s Augie Mini Side-Zip Cozy Booties – $9.99 (reg $40)
Ships free with orders $35+.
Don’t walk, RUN to Woot! where they’re offering the super-popular Brooks running shoes for men and women up to 55% off!
Shipping is FREE for Prime members when you sign in and pay through your Amazon account.
Deal Ideas:
Brooks Revel 5 Women’s Shoes $49.99 (reg. $100)
Brooks Launch 8 Men’s Shoes $57.99 (reg. $120)
Brooks Addiction 14 Women’s Shoes $60.99 (reg. $130)
This deal is good through 12/27 and while supplies last. Shipping is FREE for Prime members.
Read More→
Right now at Walmart, score great prices on home decor with this Better Homes & Gardens clearance.
Get stylish kitchen towels for just $4.21 (regularly $12.44) and more deals.
Deal Ideas:
Better Homes and Gardens Green Cozy Knit Throw, 50″ x 72″, green – $10.97 (reg. $19.97)
Better Homes & Gardens 11.9 Gallon Kitchen Trash Can, black – $34.93 (reg. $45)
Better Homes & Gardens Wire Utensil Caddy, Gray Color with Wood Base $5.31 (reg. $15.68)
Right now at Walmart, score great deals on Ninja appliances. Grab the crazy-popular Ninja CREAMi, a single-serve blender and more.
Choose FREE store pickup and use it for your celebrations or last-minute gifts!
Deal Ideas:
Ninja CREAMi Ice Cream Maker $149 (reg. $199)
Ninja Fit Personal Single Serve Blender $25 (reg. $49)
Ninja Foodi Possible Cooker 8.5qt Multi-Cooker $98 (reg. $119.99)
These deals are good for a limited time. Choose FREE store pickup!















