
QVC.com has a code good for $20 off your first purchase! Purchase must be $40 or greater. Use the code NEWJANUARY through TODAY to take advantage of these savings. There are also some great sale items to pair this with to save double!
Standard shipping applies unless otherwise noted.
Deal Ideas

Le Donne Leather Smartphone Crossbody bag – $48.99 (reg $58)
– use NEWJANUARY for $20 off
makes it $28.99 plus FREE SHIPPING

Uncanny Brands Hello Kitty Coffee Maker Gift Set – $43.70
– use NEWJANUARY for $20 off
makes it $23.70 (plus standard shipping)

Honey-Can-Do Electric Tortilla Toaster – $44.15 (reg $79.99)
– use NEWJANUARY for $20 off
makes it $24.15 (plus standard shipping)
Standard shipping applies unless noted.
Find more online deals.
Stock up on vitamins & supplements during this Buy One, Get One Free Amazon event! There are over 200+ eligible products to choose from.
Shop from a variety of brands, including Nature’s Bounty, Nature Made, Sundown and more! Many products are already on sale, so you can save even more! On top of that, you can also Subscribe & Save for an extra 5-15% off!
Shipping is free with Prime or Subscribe & Save. Otherwise it’s free with $35+ orders.
Tip: You can do this deal more than once in the same order!
Deal Ideas:
Buy:

(2) Nature Made Super B Complex with Vitamin C and Folic Acid – $4.79 each (reg. $6.59)
-5-15% off with Subscribe & Save
makes it $3.87 to $4.31 (as low as $1.93 each)!
Buy:

(2) Nature Made Wellblends Positive Mood & Energy – $19.99
-5-15% off with Subscribe & Save
makes it $16.99 to $19.99 (as low as $8.50 each)!
This offer is good for a limited time only.
Read More→
DSW is offering a steal on the cute Kelly & Katie Cadene Sandals!
For a limited time only, you can get these sandals that are usually $75, for only $9.99! Wear these to dress an outfit up or perfectly pair them with an already dressy outfit!
Shipping is free for DSW VIPs (free to join)! Sale lasts for a limited time only.
SEE MORE ONLINE DEALS!
For all the deals, and coupons mentioned head to the store deal pages:
Walmart shoppers! Here’s a list of the deals from the new Walmart ad! There’s a great deal on a Walmart+ membership (get it for $48 after Walmart Cash).
Toy Deals
- Little Tikes Dirt Diggers Mini Dump Truck, $6.88
- Hairmazing Fantasy Fashion Dolls, 7-Pack, $10
- Disney Frozen Elsa’s Stacking Castle, $17.29
- V-Tech Switch & Go® T-Rex Muscle Car Transforming Dino, $5.59
- Little Tikes Big Adventures Binocular Searching Safari SUV, $18.60
-$5.00 Walmart Cash, limit 1
(makes it $13.60) - Little Tikes Big Adventures Moon Microscope Space Rover, $14.39
-$4.00 Walmart Cash, limit 2
(makes it $10.39)
Walmart Membership Deal
-
Walmart+ Annual Membership, $98
-$50 Walmart Cash, limit 1, Expires 1/31
****for new customers only****
(makes it $48!)
Produce
-
Bananas, any brand, 27¢
-50 Swagbucks, limit 1
(Free after Swagbucks) Read More→
Here is a list of the deals from the new Kroger weekly ad that will start on 1/31. Get General Mills cereal for 99¢ and more.
Mega Event Grocery
- Save $1 off each item WYB (5+) participating products, Prices listed are after instant savings.
- :ratio Keto Friendly Protein Bars, 4 ct., $5.99
-1600 points WYB :ratio KETO* Friendly items, purchase $4, limit 1, enter code N0REC before first receipt to get 2000 Bonus points, Fetch Rewards (EXP 1/31) mobile app (limit reached) -
A.1. Steak Sauce, 10 oz, $3.99 - Amy’s Organic Soups, 14-14.7 oz, $2.49
- Annie’s Canned Organic Pasta, 15 oz, $2.29
- Annie’s Gluten Free Rice Pasta & Cheddar or Organic Mac & Cheese, 6 oz, $1.99
-$1/4 Annie’s Mac & Cheese, any, limit 1, Ibotta mobile app
-$1/4 Annie’s Mac & Cheese, Kroger eCoupon
(use $1/4 mfr. and $1/4 Ibotta, makes it $1.49 ea.) - Annie’s Organic Bunny Grahams or Crackers, $2.79
-$1/2 Annie’s Snacks, any, limit 1, Ibotta mobile app
-$1/2 Annie’s snacks, any, limit 1, Ibotta mobile app
(makes it $2.29 ea.) - Annie’s Organic Fruit Snacks, 10 ct., $3.49
-$1/2 Annie’s Snacks, any, limit 1, Ibotta mobile app
-$1/2 Annie’s snacks, any, limit 1, Ibotta mobile app
(makes it $2.99 ea.) -
Annie’s Organic or Gluten Free Granola Bars, 5-6 ct., $2.99
-$1/2 Annie’s Snacks, any, limit 1, Ibotta mobile app
-$1/2 Annie’s snacks, any, limit 1, Ibotta mobile app
(makes it $2.49 ea.) - Annie’s Salad Dressing, 8 oz, $2.99
- Bai Coconut Water Beverage, 6 pk. 14 oz, $7.49
- Bare Baked Crunchy Fruit Chips, 2.7-3.4 oz, $3.99
- Ben’s Original Family Pack Ready Rice, 17.3 oz, $3.79
-$1/4 Ben’s Original Ready Rice online rebate
-.75/1 Ben’s Original Ready Rice, any, limit 1, Ibotta mobile app
(use .75/1, makes it $3.04) Read More→
Until tomorrow, Reebok is offering up to 50% off certain styles of shoes.
If you use code EOSS at checkout, you can receive 30-50% off! Also, if you are a Reebok Unlocked member (free to join), you will receive free shipping.

Club C Double Revenge Women’s Shoes – $85
use code EOSS at checkout
makes it $59.50!

Royal BB4500 Hi 2.0 Shoes – $75
use code EOSS at checkout
makes it $52.50!

LX2200 Shoes – $94.97 (reg. $100)
use code EOSS at checkout
makes it $47.49!
Shipping is free for Reebok Unlocked Members (free to join). Sale ends 1/31!
SEE MORE ONLINE DEALS!
Macy’s has a Flash Sale today only on watches and jewelry! Find deals 50-70% off! Some of these are still big ticket items, but there are also some real steals to be found. And shipping is free for orders $25+. See below for some great finds!
Deal Ideas

Hammered Oval Hoop Earrings – $65 (reg $275)

Diamond Accent Heart X Link Bracelet – $30 (reg $100)

Birthstone Gemstone & Diamond Accent Heart 18″ Pendant Necklace – $75 (reg $250)

Men’s Timex Chicago Black Leather Watch – $49.50 (reg $99)
Shipping is free for orders $25+.
Click to see more online deals.

I’m a big fan of budgets, which probably isn’t surprising. Writing out a budget only works though if you check in on your spending. If I don’t regularly check in with my spending and budgeting, I’m going to fall off the wagon. I find it helpful to check in at the end of the month to see how the month went and if there is any tweaking I need to do before a new month is underway.
If you don’t have a budget, then you probably will want to start there. See my post on how to start a budget!
If you do have a budget, then here are some things to think about as January comes to a close. Consider this post your sign to do a January budget recap and help you get some perspective so you can stay on track for the rest of the year.
End of the Month Budget Questions | January Budget Recap
Did you actually track your spending?
You might have a budget, but if you didn’t track your spending, then it’s not going to help you very much. Remember that a budget is just a plan. You might set aside $600 for groceries and $100 for eating out, but you might end up spending $500 on groceries and $200 on eating out. You’ve still spent the same amount of money, and it’s OK if you move money around throughout the month. If you didn’t actually track your spending, then I’d stop here and ask yourself why that might have been the case, and think of something you could change as the new month starts.

How much did you spend last month?
If you did track your spending, great job! Now you can zoom out and look at your overall spending. You can also look at individual categories and see what your spending was. If it seems like a lot for that particular category, examine spending — did something weird happen last month? For example, this month I noticed that we spent a lot more on groceries. But I’ve been out of commission for most of the month with sickness, so I’ve been more likely to buy convenience foods and things that are easier to cook. I hope that will be different next month, and I’m not upset with what this month looked like. But if you start to see a pattern of spending more in a category and you don’t really have a good reason why, it might be time to think about what needs to change.
Will you be planning to spend more on a certain category in the coming month?
Let’s say you didn’t spend anything on dog food in January because you got a lot on sale last year. But the bags are running out and you’re going to have to stock up. Make sure you plan to allot more in the next month!
Is there any category where you need to adjust your planned spending?





