I know for some people a car payment is a part of your budget that seems very normal, but in reality it’s a budget item that doesn’t need to exist. That brand new car comes with a pricey monthly payment, but also has hidden costs that you may not realize. Driving an older car can […]
Thinking about buying a car? There are several questions that might come to mind. What kind of car best fits my needs? New or used car? What is my budget and should I finance or pay cash for my purchase? Here are some pointers to help you in your car search! First, we need to […]
2020 wasn’t the best year for many things but it was a great year for mortgage interest rates. You mortgage interest rate probably isn’t something you think about daily but it matters, a lot. If you have a 4% interest rate on a $200,000 mortgage, you will pay $143,739 in interest. With a rate of […]
Do you have goals to get in shape? Have your eye on the Peloton? Before spending the $2,000+ on this popular bike, check out the alternatives that can help you meet your goals without breaking the budget! The Original Peloton bike starts at $1,895 not including the accessories or the All Access Membership which is […]
If you’re looking for some last-minute decorations on the cheap (or free), check out some free Christmas printables I found abound the internet. If hanging them on the wall with nails is too much of a seasonal commitment for you, switch out a couple of your old pictures for these printables and keep the old […]
Being frugal and paying attention to your finances is obviously important, but sometimes it can be hard to look beyond the day-to-day. Planning and thinking ahead is crucial in order to ensure financial stability in the future. Planning for retirement and taking steps to put money aside for when you’re working is one component of […]
Want to keep track of your credit score and monitor your credit reports? I have used Credit Karma for the past few years and realized I’ve never shared it with y’all. Using Credit Karma is completely free and I get an email alert anytime my score changes or anything at all changes on my credit […]
One of the best things about summer in the south: PEACHES! The local, ripe ones are so delicious on their own, but make this simple peach crisp recipe to take them up to the next level. Note: I’ve made this with a gluten-free baking blend and it worked very well (make sure you’re using a […]
Having a store credit card can truly pay off if you use them wisely and have cards that give the most rewards and benefits! If you pay them off every month, and never carry a balance there is no cost to have most store credit cards as they don’t charge annual fees. They also have […]
