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Coupon Abbreviations
  • SC = Store Coupon
  • MC = Manufacturer Coupon
  • SS = Smart Source
  • RP = Red Plum
  • PG = Proctor and Gamble
Coupon Terms
  • WYB = When You Buy
  • B1G1 = Buy One Get One Free
  • .75/1 = 75 cents off one item
  • .75/3 = 75 cents off three items
  • EXP = Expiration Date

Going Nuts? I can help you understand coupon terms and abbreviations

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georgia car taxThis is a bit off the beaten path from what I normally post and it will only apply to a select few of you, but the potential savings is huge so I couldn’t not share! Keep in mind I’m not a tax pro, I’m just sharing this info, so that you can look into it more on your own.

If you:

a) Live in Georgia
b) Bought a car between January 1, 2012 and February 28, 2013
c) Don’t like paying property tax on your birthday every year

Then you’ll want to check into the Ad Valorem Tax option that Georgia passed earlier this year.  If the Georgia part doesn’t apply to you, you may want to research if your state has a similar program.

Basically you can opt to pay a one time tax instead of paying each year.  If your sales tax was high enough, you may not even owe anything with the Ad Valorem option AND you will no longer pay yearly property tax on that vehicle.

This has huge potential savings over the life of the car! Use their online calculator to see how much you will save. I got a heads up about this from a sweet friend in Georgia who saved over $3,000 over the life of her car – that’s a huge help to the budget!

Ad Valorem CalculatorYou have until January 1, 2014 to opt into the one time tax and avoid paying property tax every year. How you opt in will vary from county to county. Some allow it by email, postal mail or you may have to go in person. You will need a copy of your GA Driver’s License and bill of sale.

Any automobile that was purchased March 1st, 2013 or after automatically falls under the Ad Valorem option, so you don’t have to opt in. You will pay the one-time tax instead of sales tax and not owe any property taxes going forward.

Random, I know, but feel free to leave a comment below if this saved you a bunch of money!

    • Bridget

      Thank you! It will help me. :)

    • Kelly

      We are eligible for this. Thanks so much for sharing!

    • mossy30553

      Thank you!

    • Dawn

      Thanks for sharing ;)

    • daytondoll

      I just did the calculations. we bought a new car this summer. I can “opt in” and pay an additional $23 or I can not do anything and pay an additional $1700 over the next 10 years (the time we anticipate owning the car.) Thanks Jenny, we will opt in!

    • Stephanie

      If anyone knows if something like this is available in NC, please let me know.. I’m gonna try to research also and will post what I find out!

    • Emily

      It’s a rip off for us… having to pay in $800 more!

    • allison in GA

      Jenny, Nationwide Insurance is soon going to offer car insurance discounts on drivers who carry a box in their car monitering the way we drive. (Not too fast, not excelerating too much.) My husband is an agent, so I am expecting to have one as soon as they come out.

      Maybe other insurance companies will also be doing this, because the government will be monitering it…

      It might be worth an article once you have all the info?

    • Danielle A.

      This Georgia resident is so happy for this info!!!! Thanks!

    • Shenna

      I hope this helps me. I’ve been avoiding the online calculator for fear I’ll end up paying more, but I guess I better suck it up and do it since my birthday is in April.

    • Jennifer Hampton

      I just did the calculations, and I don’t have to pay anything to save $2300.

    • sayers

      This sounds good on the surface, but makes me wonder if the tag portion of the fees will increase in the future to make up for “lost revenue”? So often the local governments have a hard time losing yearly revenue. We are not the best “savers” on the government level. Too bad we can’t get our saving ideals to apply to the cities and counties.

    • lindsay

      Wow, not sure why this is so not a good deal for me. I would have to pay $1165.13 now and I would only be saving $81 over the course of ten years. No thanks.

      • WOW why on earth is it so costly for you? Did you buy a very expensive car? My mom is getting ready to buy a car and we were wondering what the new tax would be like!

    • mommabrave

      My question is, is this calculator correct? My hubby thinks this isn’t quite right. How can we know for sure? Can we say no thanks if we go to the tag office to opt in and then they say no, you will owe x amount of $, the calculator didn’t get it right. Just can’t imagine that we would owe 0 dollars.

    • mommabrave

      Thanks Jenny! I was very skeptical, but went to my tag office today and opted in. It cost me 0 and all I will pay from now on, on this truck is $20.00 a year. I had been scheduled to pay $187.00 next November and whatever it would be each year after that. Maybe once a week or month, you could move this article to the front, so others who have not seen it can be aware of it.