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See I told you, this would help!

Coupon Abbreviations
  • SC = Store Coupon
  • MC = Manufacturer Coupon
  • SS = Smart Source
  • RP = Red Plum
  • PG = Proctor and Gamble
Coupon Terms
  • WYB = When You Buy
  • B1G1 = Buy One Get One Free
  • .75/1 = 75 cents off one item
  • .75/3 = 75 cents off three items
  • EXP = Expiration Date

Going Nuts? I can help you understand coupon terms and abbreviations

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5 tips to save money on your prescription drugs.

Prescription medications can be extremely costly, and with many basic health insurance plans not covering them it’s time to figure out how to save the most possible.  Here are 5 tips to saving on prescription drugs:

1.  Ask for Generics and Talk to Your Doctor

If you don’t have prescription drug coverage with your health insurance your doctor needs to know this (and be reminded as needed).  There are many medications out that have the same effects, your doctor can make wise choices that will save you a ton.  Why pay $25 when a free antibiotic from Publix can do the job?  I’m not saying that you tell them what to prescribe, just make sure they are aware.  Also you’ll find that many offices have free samples of top medications.  Asking if they have any samples of something prescribed never hurts.

2.  Find a Discount Card or Coupon

Once you leave the doctor with a prescription hop online and see if you can find a coupon or discount for that specific medication.  Google the brand name and you’ll find lots of discounts.  A friend of ours did this recently and found a coupon for $100 off her next allergy medication refill! Two other sites to search as well is MyRxCoupons.com or HelpRX.

3.  Price Match (Do Your Homework)

The next step is to see what store may offer the best price.  Many pharmacies post to their websites lists of what medications are always discounted.  Walmart, Target, Kroger, Bi-lo and many others offer lists of hundred of generic medications for $4.  If your medication is on the list… perfect.  If it’s not, then call them and ask them how much it would cost to fill it in their pharmacy.  You’ll find many times that local pharmacies actually have better prices on brand name medications than the big box stores.  Also ask if that store will price match other pharmacy prices (Kroger does).  If you have a medication that you take every day, doing this bit of homework just once can save you a ton over the course of a year!

4.  Loyalty Programs

One thing to think about when you are comparing different deals and stores is their loyalty reward for filling your medications.  For example if  Walmart has a $4 medication that Kroger also offers for $4, you have to factor in their fuel rewards.  Kroger is going to give you 10¢ off a gallon of gas for every 2 prescriptions you fill.  That’s basically $1.75 in savings for each prescription.

CVS – Earn $1 ExtraCare Rewards for every (2) prescriptions
Walgreens – Earn 500 Balance Rewards for every prescription

Bi-Lo – Earn 5¢ in Fuelperks for every prescription
Winn Dixie – Earn 5¢ in Fuelperks for every prescription
Kroger – Earn 50 Fuelpoints for every prescription

5. Transfer Prescriptions

This option is limited to offers that are available, but from time to time pharmacies will run promotions for transferred prescriptions.  Many times they offer $10-$25 gift cards for transferred medications.  This doesn’t count usually for new prescriptions, but is great for any medication you take regularly.  Ask around to see if any local stores are running offers, and also check for coupons around the pharmacy waiting areas.

Note: If you are on a number of medications keeping them together at one pharmacy is a safety measure to catch medication interactions.

Do you have any other tips for saving on medications?

    • Judy

      I always ask my Doctor for samples, 2 weeks of samples can save money and gives you to research price.

    • Mike

      Bi-Lo does NOT give 5 cents per prescription they treat just as any other purchase – I should know as I have 5 prescriptions with them

    • kalliopielock

      Target has a prescription program. When you fill five you get a coupon for 5% off a day of shopping.

    • KGallo

      Warehouse stores (i.e. Costco, Sam’s, BJ’s) are required by law to let non-members use the pharmacy and often have cheap prices on prescriptions. You just let the person at the door know you are going to the pharmacy. I’m not sure if this differs in other states, but it is a law in NC.

    • jen

      http://WWW.needymeds.org has a lot of copay assistance programs from the manufactures

    • TikiKrissy

      CVS here gives $5 ECB when you fill 10 prescriptions. It doesn’t do the $1 when you fill 2 anymore.

    • RN in SC

      Be prepared before you go to the doctor with a list of the formulary meds your insurance will pay for. It saves time for both you and the doctor. Just because it is generic doesn’t mean insurance will pay for it. Doctors carry many samples, however, they do not have medications that have generic alternatives. The drug companies only sample meds that are still under a brand name. Also, many OTC medications for allergies are very expensive. Just because they are OTC doesn’t mean a doctor can’t write a prescription. Check your drug formulary and see if your plan will cover a month of say, Omeprazole (Prilosec) or allergy meds – you may find you pay half if your doctor will write a script for it.

    • Mike

      Rite Aid gives 25 points per prescription + 1 pt per $1 on other purchases BEFORE coupons…1000=20% off EVERYTHING…and @ the 500 pt. threshold they give you a gift…I usually choose a magazine…haven’t paid for Popular Mechanics in 4 years. Also, the other pharmacies give you 0 for Medicare prescriptions. Rite Aid gives 1 pt. per dollar of co-pay. I find it more useful than the 500 pt. Wags thing as I found out the hard way that if you use the points you neither earn more points OR Register Rewards. I fill EVERYTHING @ Rite Aid now except what’s free through Right Source delivery (Humana part D). Rite Aid also offers $25/ transfer extremely often though that doesn’t work w/ Medicare. It’s worth paying their $9.99 charge on most prescriptions w/out ins. to get the $25 though AND you can get 2 at a time…spend $19.98 to get a $50 +up is a great deal!!

    • Amanda

      Always ask the pharmacy to check the name brand and generic. Generic isn’t always cheaper! One of my perscriptions with my insurance is $40 for the generic and $0 for the name brand.

    • Erica Roberts

      I love that you posted this! I am a certified Pharmacy Tech in NC. I just wanted people that are on Federal insurance programs (ie Tricare, Medicare, Medicaid) most of the discount cards available cannot be used with these programs. Also if you are worried about the price of a medication please contact your insurance company they can give you the co-pay. Just an FYI the majority of discount cards that are vaild can be found on the Brand website. If it says “save up to 75%” or something along those lines it is just a discount program and insurance usually offers the best co-pay in that situation. One more then I will stop. Please get to know you techs and Pharmacists we love our customers and will usually work harder for you with just a little care and respect. I know you may be sick and frustrated but we have probably already dealt with quite a few sick people who may not be in there best form so give us a thanks please!

    • Sara C

      One of the best ways I have learned to save is by using the Costco Pharmacy – either through the mail (they have free shipping) or at the actual store. Membership is not required – just let the door person know you are going to the pharmacy. I currently get four different prescriptions not covered by insurance and when I checked elsewhere – target, kroger, publix, cvs, etc. – the total varied from 150.00 to over 300.00. At Costco, I pay a little under $50.

    • Jeannie Emshoff

      Go to “GoodRX.com” and put in drug name and zip code. It will give you stores in your area with their prices. Got this information from my doctor’s nurse.

    • Melody

      I work for a prescription insurance company. Some plans offer better savings through mail service. Also manufactures offer significant savings, esp on speciality. Also, check your insurance website for a drug coverag and cost link, you can run medications under your insurance or call them. There are tons of savings out there. And BING works better then Google.

    • Doris

      In FL, Publix offers free antibiotics and they also have free Lisinopril (for blood pressure) and free metformin (for diabetes). You also have to call your local pharmacies to check on the prices of the prescriptions. The prices vary greatly. It’s unfortunate that it’s not always the cheapest to have all your prescriptions filled at the same place. If you do shop around, make sure that someone (one specific pharmacist or a physician) is aware of ALL the medications you are taking. Even antibiotics. There are a lot of reactions between prescriptions and someone has to know everything you are taking.

    • Anne

      If you take a prescription for the long term, I found out my three month prescription costs the same as a one month.. My $120/year quickly went to $40/year. :)