Money can be a hot issue topic in a marriage. Getting a hold on finances and organizing your budget is probably the best thing you could do in terms of spring cleaning. Most of us have had to tighten our belts but have you really focused on where you are spending money and how??
Enter Dave Ramsey! To me he is a rockstar helping millions of families realize what it means to be DEBT FREE. I recently got to go and tour his offices and see him in person, it was a thrill to see fun artwork of cut up credit cards and to see (or hear) the joy as folks screamed “We’re debt free!” on his show.
He really does know about handling money and does so through a Christian perspective. He is a radio show host and also has books, CDs, DVDs and more that all are meant to help you learn how to honor God with how you use your finances.
Just think… if you took all the money you save from grocery and drugstore deals and used/saved it wisely we could all be screaming on his show in no time!!
Some of Dave Ramsey’s best tools are:
Kids Monster Pack
The Kid’s Monster Pack includes all of the tools you need to teach your kids to learn to manage money well. The set includes Financial Peace Jr., all 6 of Dave’s illustrated kids’ books, plus the new Junior’s Adventures 6 CD Audio Set. Kids really can learn about issues such as money from an early age and it is important to start teaching these things from an early age. This set is for children ages 3-12 and takes a hands-on approach to learning about money.
Financial Peace University
FPU is great for helping families to get out of debt and save money. It teaches you how to make the right decisions with your money and empowers you to manage your money well. FPU takes easy to follow Baby Steps to help you to make progress, but not feel overwhelmed. It helps you to eliminate debt using the debt snowball, offers accountability and support, trains you to spend every dollar on paper with the zero-based budget planner, and empowers you by helping you to develop a plan. This is so helpful for anyone who is trying to get back control of their finances or manage their money well.
Starter Special
This set is a great way to get started with the Dave Ramsey system because it immerses you in the basics. Dave teaches you about his Baby Step plan in-depth, shares testimonies from other people, and teaches you step by step how to set up a cash flow plan and pay off your debt. The set includes The Total Money Makeover, Money Answer Book, Cash Flow Planning DVD, Dumping Debt DVD, Designer Red Envelope System, and Dave’s Budgeting Software.
My Total Money Makeover 6 Month Subscription
This is a great website that gives you access to the best of Dave Ramsey. It gives you access to commercial free podcasts of the Dave Ramsey radio show, budget software, debt snowball tool, track your progress through baby steps, meet online community in the forums, and ask questions and get answers from Dave in the question and answer section. There are different membership plans so you can pick one that works for your family. You can also sign up for a free seven day trial. An annual subscription is $89.95 and you get $50 in free things or you can get a monthly subscription for $9.95 a month.
The Giveaway
One Southern Savers reader will win everything listed above!
You will get a Kids Monster Pack, FPU Lifetime Membership (you can attend any class free), a Starter Special and a 6 month subscription to MyTotalMoneyMakeover.com.
You have 4 chances to win (feel free to do as many as you like!):
1. Leave a comment with your biggest financial stress and how you think Dave Ramsey’s package could help you with it.
2. Tweet the following:
Stop by @SouthernSavers to win a Dave Ramsey Package @DaveRamsey #wingiveaways
3. Share the giveaway on Facebook.
4. Follow Southern Savers on Facebook, Feed Reader, or Daily Email and leave a comment below that you are.
For more chances to win you can enter on these sites:
Most children love fun school supplies. If you give them fun writing tools and paper they are willing to write way more than they are with just pencils, and if fun school supplies can get my children more involved in learning, I’m all for that.
Carolina Pad is a great company that is the industry leader in fashion school supplies. Their products have been featured on TV including Glee, and One Tree Hill. They have different brands and collections as well as a wide range of products.
The recently sent a box of all their latest products for us to play with. My girls instantly fell in love with the beautiful binders and journals. I loved the accordion file folder and was thrilled to move my coupon stash into something fashionable!
They offer not only school supplies, but office supplies which include things like binders, planners, organization, writing tools, desk accessories and more. They also have a super cute line of bags and totes which includes everyday totes, clutches, and laptop bags. They also have arts & crafts with things like posterboard, foam and display boards, art pads, kids’ art and activities, and memories. All of their products are designed to let you express your style through the supplies you use. This company is great for having fun, fashionable versions of typical items.
You can buy Carolina Pad products online or in store. Products are available at Target, Walmart, Walgreens, CVS and other retailers. The complete list is here.
The Giveaway
Two Southern Savers readers will win a Carolina Pad $50 gift card.
You have 4 chances to win (feel free to do as many as you like!):
1. Leave a comment with your favorite product.
2. Tweet the following:
Stop by @SouthernSavers to win a Carolina Pad Prize Package @CarolinaPad #wingiveaways
3. Share the giveaway on Facebook.
4. Follow Southern Savers on Facebook, Feed Reader, or Daily Email and leave a comment below that you are.
For more chances to win you can enter on these sites:
I hope you all get as excited as I do when the word “Bash” starts coming up on the Southern Savers homepage. After lots of behind the scenes work, the Win Giveaways team is back to present a Spring Bash filled with tons of ways to get your home clean and organized!
Starting Monday, March 21st, a whole new group of cleaning and organization related giveaways will be flooding Southern Savers and 10 other blogs, giving you the best chance to win.
This time around the top sponsor for the Bash is Dave Ramsey! For the few of you who don’t know who he is, Dave Ramsey has been one of the leading personal financial advisers in the country for several years. Having met him in person, I can tell you that his radio show is not an act: he is a normal, level-headed guy (with a lot of smarts in the finances department).
Make sure you come by Southern Savers every day next week to enter to win some of our amazing giveaways, including a prize pack from Dave Ramsey himself!
Be sure to follow Win Giveaways on Facebook and @wingiveaways on Twitter for more info.
Participating Blogs Include:
I love this time of year when we see lots of great prices on fresh veggies and fruits. Citrus is coming in really cheap right now, so I’ve highlighted some recipes with those ingredients. Remember that rainchecks are your friend with produce & meat – if you ever see your store out, be sure to ask for a raincheck and enjoy that price for the next month!
*These prices are based off of averages and are subject to change weekly
Pork with Grapefruit-Mint Salsa – Recipe
Boston Butt Roast, $2.39 lb (at Publix)
Red Grapefruit, 5 lb bag, $2.49 (at Publix)
Publix Salad, 5-12 oz bag, $2 (at Publix)
(4 Points Plus)
Chile and Cumin Fried Mahi Mahi – Recipe
Mahi Mahi or Alaskan Cod Fillets $3.99 lb (at Kroger)
Green Giant Frozen Vegetables, 7-10 oz, FREE-39¢ (at Publix)
(4 Points Plus)
Turkey Meatballs with Spaghetti – Recipe
Lean Ground Turkey, 93% lean, 20.8 oz, $2.24 (at Harris Teeter)
Southern Home Large White Eggs, dozen, 99¢ (at Bi-LO)
Ronzoni Garden Delight, Healthy Harvest or Smart Taste Pasta 12-13.5 oz., FREE (at Kroger)
(10 Points Plus)
Sour Cream and Garlic Mashed Potatoes – Recipe
Breakstone’s Fat Free Sour Cream, 16 oz, 40¢ (at Harris Teeter)
Red Potatoes, 5 lb., $3.29 (at Harveys), $2.50 (at Food City)
(4 Points Plus)
Chicken Breast in Wine Sauce with Asparagus – Recipe
Springer Mountain Farms Boneless Skinless Chicken Breasts at $2.89 lb (at Bi-Lo)
Tender Green Asparagus $1.99 lb (at Bi-Lo)
Red Potatoes, 5 lb., $3.29 (at Harveys), $2.50 (at Food City)
(9 Points Plus)
Zoo Atlanta is teaming up with the Georgia Public Library Service to give Georgia families a completely FREE family pass to the Atlanta Zoo!
The family pass allows for 2 adult passes and 2 children passes.
To get your free pass, you must hold a valid Georgia library card and head to your local library to “check out your pass”. Heads up that you will have to use your pass within the following seven days.
Check out their website for other restrictions that may apply.
(Thanks, BuckingtheEconomy)
I’m just gonna come and out tell ya… today’s my birthday. And to make the day more fun I thought I would celebrate with you. How about prizes for everyone?
Eversave.com is stepping up and helping out with my desire to make this an awesome day. If you have never checked out their daily deals then now is your chance. Get signed up and look around a little. They run deals that are local to a number of cities, but also have at least 1 or 2 deals every day that are good nationally no matter where you live.
Today’s deal is one of those national deals! You can get $20 in gourmet nuts and snacks from Nuttyguys.com for $7. You’ll see $8 just use the $1 discount code SHARE to bring it down.
If you are new to Eversave you’ll also get $2 off your first purchase so that makes this cost $5!
Win It
If getting $20 worth of snacks for $5 doesn’t get you excited then how about winning free money towards any save you want to grab on Eversave.com??
31 readers will get $100 in credit
31 readers will get $50 in credit
31 readers will get $20 in credit
To Enter:
You have multiple chances to enter to win of these credits, do as many or few as you like.
1. Leave a comment with your most favorite birthday present.
2. Sign up to get Eversave Daily Emails to be the first to know about great Saves every day.
2. Like Eversave or SouthernSavers on Facebook and leave a second comment below that you are.
3. Follow Eversave or SouthernSavers on Twitter and leave a third comment that you are.
Winners will be notified Thursday morning (3/17). Credits will take around 2 weeks to end up in your Eversave account.
(A huge thanks to Eversave for helping me bring this giveaway to you!!)
The traditional St. Patty’s meal of Corned Beef & Cabbage while tasty, it isn’t really waistline friendly. Corned beef is a brisket, typically a fattier cut of meat and its also salted.
To eliminate some of the fat & salt in cooking, you can boil it in water & change the water midway through cooking. Throwing in a few potatoes will also extract some of the salt (just don’t add them to the meal).
Alternatively, you can roast it on a rack in the oven allowing the fat to drip away during cooking. Be sure to look for lean, low sodium cuts of corn beef when you’re shopping and trim all fat before cooking. And of course, watching your portion size is important when enjoying corned beef.
*These prices are based off of averages and are subject to change weekly
Corned Beef and Cabbage – Recipe
Crown Corned Beef, $2.99 lb (at Publix at Harris Teeter) or Murphy & David Corned Beef Brisket $3.19 lb (at Publix or Bi-Lo)
Green Cabbage, 29¢ lb (at Publix), 49¢ lb (at Bi-Lo), 59¢ (at Food Lion)
Petite Red Potatoes, $2.50 (at Publix) or Red Potatoes, 3 lb bag, $2.99 (at Bi-lo)
Yellow Onions, 3lb, $2.69 (at Food Lion)
Baby Cut Carrots, 1 lb bag, $1 (at Bi-Lo)
Fiesta Stuffed Cabbage – Recipe
Green Cabbage, 29¢ lb (at Publix), 49¢ lb (at Bi-Lo), 59¢ (at Food Lion)
Turkey (from freezer)
Yellow Onions, 3lb, $2.69 (at Food Lion)
Old El Paso Taco Seasoning, 1 oz, 42¢ (at Bi-Lo) or McCormick Taco Seasoning 49¢ (at Harris Teeter)
(5 Points Plus)
Barbecue Pork Sandwich with Homemade Slaw
Pork Loin Chops $1.99 lb (at Bi-Lo)
Fresh Express Cole Slaw, 10-16 oz, $1 (at Bi-Lo)
Barbecue Sauce (from stockpile)
Kraft Squeeze Mayo, 22 oz. 50¢ (at Harris Teeter wyb 8 Participating products)
(7 Points Plus)
Seared Fish over Napa Salad
Mahi Mahi Fillets $3.99 lb
Baby Cut Carrots, 1 lb bag, $1 (at Bi-Lo)
Green Cabbage, 29¢ lb (at Publix), 49¢ lb (at Bi-Lo), 59¢ (at Food Lion)Yellow Onions, 3lb, $2.69 (at Food Lion)
(8 Points Plus)
Corned Beef and Cabbage Strudel (make with leftovers!) – Recipe
Crown Corned Beef, $2.99 lb (at Publix at Harris Teeter) Murphy & David Corned Beef Brisket $3.19 lb (at Publix or Bi-Lo)
Canned Chicken Broth (from stockpile)
Oreida Potatoes O’Brien $2.49 (at Ingles)
(7 Points Plus)
Here are some frugal Weight Watcher friendly menu ideas based on the sales at stores around the Southeast this week. Coming up with budget friendly but healthy meal ideas can be tricky if you are trying to make a weeks’ worth of meals from one circular. The great thing about having a 6 week stockpile is that you have most everything you need on hand, just add in the fresh produce and perishables that are on sale this week to round out the meal.
*These prices are based off of averages and are subject to change weekly
Chili Rubbed Pork Chops – Recipe
Assorted Pork Chops, $1.99 lb (at Publix)
Uncle Bens Rice, Boil-in-Bag, Brown Whole Grain 14-15.8 oz, 64¢ (at Publix)
(6 Points Plus)
Spinach Stuffed Mushrooms – Recipe
White Mushrooms, 16 oz, $2.69 (at Publix)
Earthbound Farm Organic Salad (Spinach), 5-7 oz, 99¢ (at Bi-Lo)
(2 Points Plus)
Quinoa and Mango Salad with Arugula – Recipe
Quinoa is a delicious grain that can be purchased in bulk at a store like Earthfare or Whole Foods (don’t pay full price for a small box at a regular store)
Green Pencil Onion, 34¢ (at Bi-Lo)
Mangoes, 84¢ (at Bi-Lo)
Earthbound Farm Organic Salad (Arugula), 5-7 oz, 99¢ (at Bi-Lo)
(7 Points Plus)
Chicken Teriyaki with Broccoli – Recipe
Perdue Fit & Easy Chicken Breast $2.99 lb (at Harris Teeter)
Broccoli Crowns $1.79 lb (at Harris Teeter)
Green Pencil Onion, 34¢ (at Bi-Lo)
College Inn Broth, 32 oz., $1.99 (at Publix)
Uncle Bens Rice, Boil-in-Bag, Brown Whole Grain 14-15.8 oz, 64¢ (at Publix)
(7 Points Plus)
Philly Chicken Cheese Steaks – Recipe
Tyson Boneless Skinless Chicken Breast $1.79 lb (at Kroger)
Yellow Onions, 10 lb bag, $4.99 (at Kroger)
Kroger Cheese, Shreds, Sliced, or Chunk 8 oz., $1.66 (at Kroger)
(8 Points Plus)
Its always fun to get new products or samples to try out – who doesn’t love FREE!! Here are a new ones few you can request (or download) today!
Kirkland Signature Household Wipes sample
Fekkai Glossing or Color Care Kit sample
U by Kotex sample
Eucerin Daily Skin Balance (facebook) sample
HealthiDent Dog Treats sample
Circle of Friends 25 Slow Cooker Recipes free ebook for Kindle
The Holiness of God by R.C. Sproul free Audio book download from Christian Audio
iTunes 20 song sampler from Southwest Airlines when you sign up for their newsletter
Lego Mini Bird Free build event at Lego Stores tonight
