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Coupon Abbreviations
  • SC = Store Coupon
  • MC = Manufacturer Coupon
  • SS = Smart Source
  • RP = Red Plum
  • PG = Proctor and Gamble
Coupon Terms
  • WYB = When You Buy
  • B1G1 = Buy One Get One Free
  • .75/1 = 75 cents off one item
  • .75/3 = 75 cents off three items
  • EXP = Expiration Date

Going Nuts? I can help you understand coupon terms and abbreviations

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Some HUGE news coming from Walmart recently regarding layaway and Black Friday.  Here’s the gist of it:

  • Items on layaway that are paid off on Black Friday will be sold at Black Friday pricing.
  • You may use coupons on layaway Black Friday items.
  • You can price match other stores Black Friday ads (even on layaway items paid off on Black Friday).
  • Walmart will begin online Black Friday deals early on Thursday.

This policy has some significant money saving implications.  You see a Blu-ray player or TV on sale at Best Buy, put it on layaway at Walmart prior to Black Friday (note that it will be the regular price, but will be sold at the sale price on Black Friday).  Then, on Black Friday, bring the Best Buy ad and you’ll be able to get those products at the Best Buy Black Friday ad price.  Crazy!

This news was such a shocker to me that I was completely skeptical.  I called several of my local Walmarts to see if they were really ready to honor this at the store level.

Of the four local stores I called, one was a resounding yes, two were maybes, and one was no.  Granted, these stores may not have been told by corporate yet, but I strongly suggest you call your local store to ensure that they are on board before you go through a bunch of effort to layaway everything in sight.

Do not assume that you will be able to convince the manager amidst the hectic activity of Black Friday.  Save yourself a ton of frustration and stress by calling and making sure your store is participating. Also keep in mind that their layaway policy clearly states that they will have limited hours on November 23rd.

Honestly, it may be better to just grab what you want and head to a regular register for price matching other stores deals, than trying to go the layaway route. I am imagining the layaway line being longer than the regular checkouts!

But… if your store is participating, this means that you can score some serious deals.  Theoretically, all of your shopping can be done at Walmart and you can ensure that you’ll get the products you want if you put it on layaway prior to Black Friday.

The cost to open a layaway account is $5 and you’ll need a $10 or 10% downpayment. You’ll get the $5 back on a gift card when you pay for your item in full. It includes toys, electronics, small appliances, floor care, refrigerators, jewelry and select sporting goods.

Leave a comment if your store is participating or not.

(Thanks IHeartTheMart)

See all the Black Friday ads!


    • les

      Are the online deals going to be the same as in store deals?

      • For WalMart they were the same last year. I did all my Christmas shopping from the comfort of home even if it was the wee hours of the morning. No crowds was the best thing.

      • Sharise Nobles

        Some of their black friday prices are already available online now

    • Do you know if I can take the Wal Mart ad to Target on Black Friday to price match?

      • Walter

        Target is not price matching other stores Black Friday prices.

      • les

        Target’s “price matching” is pretty much a joke. Every time I ask about something, its excluded!

    • Joyce

      will they price match other stores BLACK FRIDAY prices/deals?

      • Joyce

        I mean even if you buy it prior to black friday?

        • I don’t believe they are retroactively price matching already purchased items, it only applies to layaway.

          • Joyce

            Do you know what Sunday paper the actual black friday ads will be in?

            • Joyce

              and/or can they be printed off and shown to get the price match? Sorry for all the questions, I’ve never done Black Friday

        • sarah

          mine is :-)

    • dean

      Thanks for sharing

    • Stephanie

      I had a computer on layaway that I went to pick up last week. Had a $130 balance. When they scanned my layaway receipt it said I only owed $80!! Evidently, the computet went on sale and they gave me the sale price! Saved $50!!!

    • Jenn

      I called the Hendersonville, TN store and the Hopkinsville KY store, they are NOT participating in this. I only asked about the layaway. They said black Friday prices will only be honored if the sale is initiated during black Friday hours. So if you have things on layway, you will not got the black Friday prices even if you pay out your layaway that day. Just FYI. If anyone knows of a store in the Nashville/Clarksville area that is participating, please let me know!

      • Put it on lay a way, on black Friday cancel you lay a way and have the re ring it up . now you have purchased it on black Friday. Lol

        • I asked my local walmart if this was possible and she said no because they would have special black friday UPC codes…

      • Jj

        I called the walmart off of madison in clarksville and the csr said she is pretty sure they do! Im going to go by tomorrow to verify since I live close by!!

    • Zeb

      I personally will not even TRY to get them to honor the deal. Its always a hassle and their employees make you feel like you are the lowest lifeform and an annoyance even on a regular day. Can’t imagine dealing with it on Black Friday where there will be huge crowds, and people getting angry that you are holding up the line. No thanks

    • Ohio

      I was told today in an Ohio store that if the price goes down anytime between now and when you pick up your layaway (could be as late as Dec 14) that you will pay only sale price for your items even if the item is not longer on sale. So the way he made it sounds is that if I put a DVD player in layaway today and it is on a black friday deal, the computer will automatically mark that item down to the deal price and when I pick up my item it will be at deal price. I’m gonna call because there is more I would like to add on if this is the case :)

    • Mary

      Where is the official link or statement so I can show or tell them where to look? Thank you.

    • Does anyone know if I bought something and already have it but its on sale during black friday, can i get the difference back if I take my receipt in?

    • jenny what walmart store did u call? i live in lexington sc

    • sarah

      Mine is participating and I’m sooooo excited!!

    • bparker

      Villa Rica Ga WM is participating.

      • I just wanted to let you know that I called the vr walmart, and yes they will participate. Only problem is their layaway wont be open at all on black friday and closes at 5 on thursday. they are a joke.

    • stace

      Here is what you can do if your store is NOT participating. Purchase what you want at full price, return it and repurchase it at the sale price.

    • Amanda

      It appears that the Wal-Mart in Sevierville, TN is participating. I just got off the phone with a customer service Manager. However, they have certain stipulations to keep in mind. They will price match a competitors ad if it is within the time frame that the competitor has it on sale, wether it is on layaway or on the floor. But the problem with layaway is that the hours are from 9am to 9pm, unless the store changes them between now and then. So that knocks out a lot of items that are available in very early hours!

    • Hi @SouthernSavers:disqus, I’m in Irmo… Do you mind sharing which store is participating in this? Also, do you have any advice on who to speak with if this happens to become an issue?

    • Leslie

      Well, I can tell you this… it will not do any good to call ahead to find out because apparently their coupon/price match policies change daily. Everytime I have ever tried to price match an item the cashier would say “oh we had a meeting this morning and we don’t do it that way anymore”. Drives me crazy! You can call ahead and they will tell you one thing, but when you get there to actually do it, it will be something different. I had two different CSM’s give me a different answer on a price match question in the same visit to the store. One day they will price match bogo’s, the next day they won’t. Or, they will price match a bogo if the ad states a specific price and doesn’t say “save up to $$”. There are very few ads for bogo’s that state a specific price, most say “save up to $$” under the item. The next day they will price match the bogo at the Wal-Mart price. One day there is no limit on the quantity of a price match item, the next day there is. It makes me insane to shop there. One day, you need an ad, the next day you don’t. Plus you have to stand in line for 30 minutes to check out! Needless to say I quit shopping at Wal-Mart.

    • couponeagle11

      oh well My personal experience with walmart and toys r us price matching is it is not worth it at all I never get the same answer from the workers and while target isnt easy they are more friendly in my area with price matching. I wont even try to ill just order online or deal with the higher price I end up in anxiety every time..Good luck to everyone else though

      • J

        I was just stating thamt y mom is black friday crazy and im not but because she is driving lots of hours to see me im not sending her out in the mess alone. So lol wasnt neccessary sometimes we all have to vent and dont mean harm by it. So replying to someones post like mine isnt always required now pleaseeeeee evrryone when we see post like this lol to ourselves cause i know ive done it and u can too replying only agries the birds

    • guest

      Walmart in Roanoke alabama is not participatiing either….Thats a bummer…

    • shae

      They did that for me last year. When you pay your layaway off, it automatically reduce the cost down to the lowest price they have had it on sale since you put it on layaway.

    • I called my walmart in Knoxville tn and they told me No way on this! They referred me to get call 1-800-walmart of course it was a big letdown a NO agai so disappointed !

    • Lance

      Does Walmart have an official link or statement posted somewhere that states if they either honor or do not honor black friday price matching from other stores? Thanks

    • Pat

      THIS IS NOT TRUE: Walmart layaway departments are closed on Black Friday. You can’t go in now and put a black friday item on layaway and then go back on black friday to pick it up at the black friday price. THIS IS BAD INFO. I TRIED ALREADY

    • We live about the same distance from 2 Walmart Supercenters. One said no they would not be accepting that, and the other was a little elusive about it. They asked which item I was wanting & I told them…they then told me they typically don’t carry that item in stock, so I wouldn’t be able to place it on layaway. Sooooo…they never actually answered if they would be participating in this.

    • I want everyone who thinks their walmart is participating in this to call them back and ask them what their layaway hours are. I called my walmart in villa rica, ga and they told me that yes they are participating. when i asked what their layaway hours were they said they close at 5 on thursday and are not open at all on black friday. they then told me as far as they knew no walmart layaway anywhere is open on black friday.

    • carmanij

      Just called my local Walmart here in Charlotte, NC and they said that all the Layaway depts are closed on Black Friday :( Bummer

    • CouponJen

      Ok, I just called 4 different Walmart’s including the one in Villa Rica Ga. They ALL do mark down items on layaway to the lowest sale price if it is put on layaway and then goes on sale afterwards, BUT all black friday items do have different bar codes and are not out on the floor before black friday so there is no way to put them on layaway to hold for black friday price. This would be awesome if this was the case but unfortunately it just isn’t.

    • Chui

      Just called Walmart in Doral, FL. They stated they were not participating. Then again, the lady barely spoke english. I will have to pay a visit and ask a manager.