Now that the popular Mint budgeting app is disappearing, I thought it would be a good time to update you and some of the top budgeting apps out there. Whether you are an avid Mint user in search of a replacement app or you are just getting started on tracking your money, there is something here for you.

We live in a good age for budget-keeping— there are lots of apps that make it pretty easy to stay on top of. Of course, you can always go the old school route with pen and paper, but if you’re looking for something different (that is generally a time-saver), consider going the tech route.

Here’s a list of some of the top-rated budgeting apps out there.  Each of these are great options that will make it easy for you to keep track of your household budget right on your mobile device.

Top-Rated Budgeting Apps

You Need a Budget (YNAB, pronounced Why-Nab)

YNAB makes it easy for you to create a zero-based budget, but they’re also big on debt management. They give you tools to help get you out of debt and stay out of it. Their goal is to provide financial security by giving every dollar a job, building better habits, and making bigger expenses less stressful. This is a very hands-on option. Unfortunately, YNAB also comes with a higher cost than most other budgeting apps.

• YNAB is free for 34 days, then $14.99 per month or $109 annually.
• Share your subscription with up to 6 people.
• Connect your bank accounts and credit cards for automatic updates.
• Get great reports about your spending, net worth, and income vs. expenses.

PocketGuard

People like PocketGuard because it’s straightforward and easy. It lets you know where your money is going and when you need to slow your spending. Enter monthly bills and recurring income to see how much money you really have. Build an optimal strategy of financial management to pay off your debts with the snowball or avalanche method. Do note, however, that this app doesn’t focus on future financial goals. Read More→