Before you jump into your taxes, make sure you are using the most affordable to even free tax filing program you can. Doing your own taxes requires a little time and effort, but it’s a great way to save over paying a professional.
Check out some of the FREE tax filing programs that are available.
Top 5 Free Tax Filing Programs for 2025
If this seems like a daunting task, you can always try to do them yourself and enlist the help of someone else if needed. It’s really a lot easier than it seems. These programs will walk you through step by step.
Keep in mind, it usually costs extra to e-file for your state taxes, but many programs give you the option to print out your return and mail it in for FREE.
For simple taxes, the free software should be enough. Each program will list what is included, but most exclude these items:
- Itemized deductions (Schedule A)
- Business or 1099-MISC income (Schedule C)
- Stock sales (Schedule D)
- Rental property income (Schedule E)
- Credits, deductions and income reported on schedules 1-6, such as the Student Loan Interest Deduction
If you have business expenses and other special forms, it will be necessary to use a more advanced program. Check out your free options below.
Quick Comparison Guide
Turbo Tax | H&R Block | Tax Act | Cash App | FreeTax USA | |
1040 EZ | Y | Y | Y | Y | Y |
Student Loans | Y | Y | Y | Y | Y |
Unemployment | N | Y | Y | Y | Y |
Retirement Income | N | Y | Y | Y | Y |
State File | Y | Y | Y | Y | Y |
HSA Deposit | N | N | N | Y | Y |
Filing Costs | $0 for Fed & State | $0 for Fed & State | $0 for Fed + $39.99 for state | $0 for Fed & state | $14.99 for state |
Deluxe Level Cost | $39 + $20 state | $35 + $37 state | $29.99 + $39 state | $0 for all levels | $0 for all levels + $14.99 state file |
Free Tax Filing Programs
Saving money can’t get any easier than using Circle coupons in Target’s mobile app! These offers come off instantly at the register and most are good on up to 4 items.
And now most Circle offers now apply automatically when you check out – no need to search the app to select potential offers (except for Manufacturer coupons or alcohol rebates.)
Check out all of the new Circle Offers we have found so far this week, it’s a pretty long list with some sweet high value offers.
Note: look at the individual deals in the Circle app to get more details on which items are included in the offers.
If you’ve never used Target Circle and want to know more watch a short on all the ways to save with Circle.
Circle Special and GiftCard Deals:
Free Target $15 GiftCard WY spend $75 on diapers & baby wipes, select Target Circle eCoupon
Free Target $10 GiftCard WYB (2) Target Exclusive vinyl records, select Target Circle eCoupon
Free Target $10 GiftCard WYB (3) household essentials, select Target Circle eCoupon
Free Target $5 GiftCard WY spend $50 on Choice gift cards Target Circle eCoupon
Free Target $5 GiftCard WYB (2) Tylenol & Motrin medication, selects Target Circle eCoupon
Free Target $5 GiftCard WYB (3) children’s & infants’ pain relief, select Target Circle eCoupon
Free Target $5 GiftCard WYB (3) Tums items, select Target Circle eCoupon
Free Target $10 GiftCard WYB (2) Eroxon erectile dysfunction fast acting gel Target Circle eCoupon
Free Target $5 GiftCard WYB (2) Old Spice men’s bodycare products, select Target Circle eCoupon
Free Target $5 GiftCard WYB (3) Dove personal care items, select Target Circle eCoupon
Free Target $5 GiftCard WYB (3) Dove personal care items, select Target Circle eCoupon
Free Target $5 GiftCard WYB (3) intimate care items, select Target Circle eCoupon
Free Target $5 GiftCard WYB (3) personal care items, select Target Circle eCoupon
Free Target $10 GiftCard WYB (2) Sheba Perfect Portions Cuts wet cat food Target Circle eCoupon
Free Target $10 GiftCard WYB (3) Cesar dog food, select Target Circle eCoupon
Free Target $10 GiftCard WYB (3) Temptations cat treats, select Target Circle eCoupon
Free Target $5 GiftCard WYB (2) Greenies cat treats, select Target Circle eCoupon
Free Target $5 GiftCard WYB (2) IAMS cat food, select Target Circle eCoupon
Free Target $5 GiftCard WYB (2) Temptations cat food, select Target Circle eCoupon
Free Target $5 GiftCard WYB (3) Temptations wet cat food, select Target Circle eCoupon
Free Gift for Target Circle 360 members – Favorite Day Dark or Milk Chocolate Sea Salt Caramel Candy 11 oz, Limit 1-time use Target Circle eCoupon
Hurry to Amazon to claim some restaurant gift card offers. Save up $10 when you spend $50 at Golden Corral and more.
Here are some of the deals:
- Golden Corral get a $50 gift card for $40: click here
- White Castle get a $50 gift card for $40: click here
Saving on gift cards at restaurants is a great way to save throughout the year! These are physical gift cards and shipping is free.
See more online shopping deals!
We’ve had extra warm weather lately, and ice cream treats sound extra tasty right now! Head in to Publix with an eCoupon loaded on your app to pick up Breyers Ice Cream for only $1.87.
Publix Breyers Ice Cream Deal (ends 2/11 or 2/12):
- Breyer’s Ice Cream or Frozen Dairy Dessert, 1.5 qt, B1G1 at $5.76 ($2.87)
-$2/2 Breyers item, Magnum, Klondike, Talenti, Popsicle, or Good Humor items, Publix eCoupon
(makes it $1.87 ea)
Check out the full Publix ad for more great deals.
Right now, hurry over to Carter’s and score a fun buy ONE, get TWO free deal on tees, pants and more!
This is a great chance to stock up on essentials for warmer weather ahead!
This deal is good for a limited time. Shipping is free on orders $35+ or you may be able to get FREE store pickup.
See more clothing deals!
Right now at Walmart get a great deal on this Mainstays 7.5-Foot Tilting Patio Umbrella with Crank. You can get one for just $17.50!
This patio umbrella is available in aqua at this price. Features an easy-open crank and convenient three-way tilt to protect you from the sun’s rays.
This offer is good for a limited time only. Shipping is free with Walmart+ or free with orders of $35+.
See more ONLINE SHOPPING DEALS!
Groupon has a great AMC deal available right now (especially with Valentine’s next weekend).
You can get (1) AMC Yellow Movie Ticket for $11.75 (2) AMC Yellow Movie Tickets for $23.48 or (4) AMC Yellow Movie Tickets for $45.35!
To get the deal, head to Groupon and choose your number of tickets. Use code LOVE25 to get your final discounted price!
This deal is good through tomorrow, 2/10!
See more Daily Deals.
This week Walgreens is offering $10 back in Walgreens Cash when you buy $20 worth of Aquaphor, Eucerin, or Nivea products. Add in coupons and mix and match the products you need, or try the deal idea below to score Nivea Body Lotion for just $3.99!
Walgreens Nivea Month-Long Deal (ends 3/1):
- $10 WC wyb $20 in Aquaphor, Basis, Eucerin or Nivea Skin Care
Buy:
(2) Nivea Body Lotion, 16.9 oz, $10.99
Use:
-$2 off Nivea Body Product, excl trial and products under 3oz printable
-$2 off Nivea Body item, excl 3 oz- & trial size, Walgreens eCoupon
Total Due: $17.98
Get Back: $10 Walgreens Cash
Makes it $3.99 each
Check out more great Walgreens deals.
I’ve decided to jump back into our weekly Q&As starting tomorrow night!
It’s been a really long time… so it’s best that we start at the very beginning. Join me live Monday night we will cover all the basics on how to save on groceries. Things are always changing, so even folks that have been at this for a while can use a refresher!
We’ll get started at 8:30 pm Monday night. Set your watches and hop on Facebook, Youtube or find the video right at the top of Southern Savers to join in the conversation.