Most folks in the US are about to get a chunk of money from their tax refund and/or a stimulus check. Many reports are saying they will start to make direct deposits this weekend stimulus funds! Many folks need this to pay bills and put food on the table. If you aren’t needing the money […]
Ever have something break and you just think “great, there goes my savings!” Don’t call a professional – I’ve compiled a list of common household fixes of things you can do yourself! It’s okay if you don’t feel like you’re very handy around the house, some projects are actually a lot easier than you would […]
I know for some people a car payment is a part of your budget that seems very normal, but in reality it’s a budget item that doesn’t need to exist. That brand new car comes with a pricey monthly payment, but also has hidden costs that you may not realize. Driving an older car can […]
Thinking about buying a car? There are several questions that might come to mind. What kind of car best fits my needs? New or used car? What is my budget and should I finance or pay cash for my purchase? Here are some pointers to help you in your car search! First, we need to […]
2020 wasn’t the best year for many things but it was a great year for mortgage interest rates. You mortgage interest rate probably isn’t something you think about daily but it matters, a lot. If you have a 4% interest rate on a $200,000 mortgage, you will pay $143,739 in interest. With a rate of […]
Do you have goals to get in shape? Have your eye on the Peloton? Before spending the $2,000+ on this popular bike, check out the alternatives that can help you meet your goals without breaking the budget! The Original Peloton bike starts at $1,895 not including the accessories or the All Access Membership which is […]
If you’re looking for some last-minute decorations on the cheap (or free), check out some free Christmas printables I found abound the internet. If hanging them on the wall with nails is too much of a seasonal commitment for you, switch out a couple of your old pictures for these printables and keep the old […]
Want to keep track of your credit score and monitor your credit reports? I have used Credit Karma for the past few years and realized I’ve never shared it with y’all. Using Credit Karma is completely free and I get an email alert anytime my score changes or anything at all changes on my credit […]
Having a store credit card can truly pay off if you use them wisely and have cards that give the most rewards and benefits! If you pay them off every month, and never carry a balance there is no cost to have most store credit cards as they don’t charge annual fees. They also have […]
